ESAF Small Finance Bank
NSE: ESAFSFB · ISIN INE818W01011 · Financial Services
₹42.43−0.17 (−0.40%)
Monday 9 November, 15:29 IST. Delayed. Source: Yahoo Finance.
Price chart
₹42.43 −0.17 (−0.40%) today
The day
- Previous close
- ₹42.60
- Open
- ₹41.82
- Day high
- ₹42.64
- Day low
- ₹41.59
Listed on NSE since 10 November 2023.
Key numbers
- Market value
- ₹2,169.95 Cr
- P/E (trailing)
- 8.02
- EPS (trailing)
- ₹5.24
- Price to book
- 1.07
- Dividend yield
- 0.00%
- Return on equity
- 14.3%
- Profit margin
- 12.0%
- Beta
- 0.94
- Volume today
- 3.50 L
- Average volume
- 7.66 L
Source: Yahoo Finance. Ratios use the latest reported (trailing twelve-month) figures.
Revenue and profit
| Year | Revenue | Net profit |
|---|---|---|
| FY23 | ₹2,055.39 Cr | ₹302.33 Cr |
| FY24 | ₹2,811.43 Cr | ₹425.57 Cr |
| FY25 | ₹2,518.52 Cr | ₹-521.39 Cr |
| FY26 | ₹2,511.65 Cr | ₹-166.40 Cr |
Source: Yahoo Finance, from annual reports. Consolidated where reported.
Quarterly results
| Quarter | Total income | Net profit | Profit vs year ago |
|---|---|---|---|
| Q2 FY27Jul–Sep 2026 | ₹1,388 Cr | ₹160 Cr | – |
| Q1 FY27Apr–Jun 2026 | ₹1,346 Cr | ₹80 Cr | – |
| Q4 FY26Jan–Mar 2026Audited | ₹1,196 Cr | ₹24 Cr | – |
| Q3 FY26Oct–Dec 2025 | ₹1,163 Cr | ₹7 Cr | – |
| Q2 FY26Jul–Sep 2025 | ₹965 Cr | ₹-116 Cr | – |
| Q1 FY26Apr–Jun 2025 | ₹1,023 Cr | ₹-81 Cr | – |
Source: ESAF Small Finance Bank’s results filed with NSE, standalone (the company alone). Net profit is the share of ESAF Small Finance Bank’s own shareholders where the filing separates it. Profit vs year ago compares with the same quarter a year earlier; – where that quarter is not on file or made a loss.
Download results (zip) A spreadsheet of the quarterly results and balance sheets, with the original filings from NSE.
Balance sheet
| As on | September 2026 | March 2026 |
|---|---|---|
| Loans given | ₹23,335 Cr | ₹21,594 Cr |
| Investments | ₹6,370 Cr | ₹6,399 Cr |
| Cash and bank balances | ₹1,059 Cr | ₹1,175 Cr |
| Fixed assets | ₹586 Cr | ₹516 Cr |
| Total assets | ₹32,690 Cr | ₹30,868 Cr |
| Deposits | ₹28,466 Cr | ₹25,850 Cr |
| Borrowings | ₹1,784 Cr | ₹2,753 Cr |
| Shareholders’ equity | ₹2,023 Cr | ₹1,780 Cr |
Source: ESAF Small Finance Bank’s half-yearly statements of assets and liabilities filed with NSE, standalone. Companies file these every September and March.
About ESAF Small Finance Bank
ESAF Small Finance Bank provides banking products and services to rural and semi-urban markets in India. The company operates through four segments: Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations. It offers savings and current accounts; fixed, recurring, green, and FCNR deposits; debit and credit cards; and home, gold, vehicle, MSME, Agri, clean energy, QR, and micro finance and micro loans, as well as loan against property, and financial institution lending. The company also provides payment products, such as Bharat bill payment system and BHIM unified payment interface; and investment products, including life insurance, health insurance, general insurance, demat, mutual funds, National Pension System, Atal Pension Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana, and Pradhan Mantri Suraksha Bima Yojana. In addition, it offers digital products comprising internet banking, mobile banking, and WhatsApp banking; Forex and remittance consisting of inward and outward remittance, MTSS, foreign currency sale and purchase, and Forex cards; and safe deposit lockers. The company was founded in 1992 and is based in Thrissur, India. ESAF Small Finance Bank operates as a subsidiary of ESAF Financial Holdings Private Limited.
- Industry
- Banks - Regional
- Based in
- Thrissur
- Employees
- 8,797
Company website · Profile: Yahoo Finance
In the news
All newsNo headlines name ESAF Small Finance Bank in the last day or two.
Dividends and corporate actions
All companies- Annual General Meeting
Action · ex-date 7 August 2024
- Dividend - Rs 0.70 Per Share
Dividend · ex-date 7 August 2024
Source: NSE. Latest first.
Information only, not investment advice. Prices are delayed.