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Utkarsh Small Finance Bank

NSE: UTKARSHBNK · ISIN INE735W01017 · Financial Services

₹11.98+0.14 (+1.18%)

Monday 9 November, 15:29 IST. Delayed. Source: Yahoo Finance.

Price chart

₹11.98 +0.14 (+1.18%) today

The day

Previous close
₹11.84
Open
₹11.83
Day high
₹12.05
Day low
₹11.76

Listed on NSE since 21 July 2023.

Key numbers

Market value
₹2,131.87 Cr
EPS (trailing)
₹-4.10
Price to book
0.77
Dividend yield
0.00%
Profit margin
-146.1%
Beta
1.03
Volume today
47.47 L
Average volume
90.56 L

Source: Yahoo Finance. Ratios use the latest reported (trailing twelve-month) figures.

Revenue and profit

Annual revenue and profit
YearRevenueNet profitEPS
FY23₹1,828.29 Cr₹404.50 Cr₹3.13
FY24₹2,286.20 Cr₹497.63 Cr₹4.75
FY25₹2,622.46 Cr₹23.70 Cr₹0.19
FY26₹1,907.90 Cr₹-1,150.98 Cr₹-8.37

Source: Yahoo Finance, from annual reports. Consolidated where reported.

Quarterly results

Results for each quarter, latest first
QuarterTotal incomeNet profitEPSProfit vs year ago
Q2 FY27Jul–Sep 2026₹1,002 Cr₹-70 Cr₹-0.39–
Q1 FY27Apr–Jun 2026₹1,002 Cr₹-34 Cr₹-0.19–
Q4 FY26Jan–Mar 2026Audited₹952 Cr₹-188 Cr₹-1.06−6,430.5%
Q3 FY26Oct–Dec 2025₹902 Cr₹-375 Cr₹-2.46–
Q2 FY26Jul–Sep 2025₹937 Cr₹-348 Cr––
Q1 FY26Apr–Jun 2025₹1,019 Cr₹-239 Cr––

Source: Utkarsh Small Finance Bank’s results filed with NSE, standalone (the company alone). Net profit is the share of Utkarsh Small Finance Bank’s own shareholders where the filing separates it. Profit vs year ago compares with the same quarter a year earlier; – where that quarter is not on file or made a loss. EPS before Q3 FY26 is not shown: the share count changed (a bonus, split or merger), so it would not compare.

Download results (zip) A spreadsheet of the quarterly results and balance sheets, with the original filings from NSE.

Balance sheet

What the company owns and owes, latest first
As onSeptember 2026March 2026September 2025
Loans given₹19,302 Cr₹18,070 Cr₹16,897 Cr
Investments₹6,263 Cr₹6,914 Cr₹5,351 Cr
Cash and bank balances₹1,853 Cr₹2,321 Cr₹3,833 Cr
Fixed assets₹455 Cr₹458 Cr₹417 Cr
Total assets₹29,090 Cr₹28,869 Cr₹27,384 Cr
Deposits₹23,869 Cr₹21,654 Cr₹21,447 Cr
Borrowings₹1,939 Cr₹2,829 Cr₹1,958 Cr
Shareholders’ equity₹2,676 Cr₹2,776 Cr₹2,394 Cr

Source: Utkarsh Small Finance Bank’s half-yearly statements of assets and liabilities filed with NSE, standalone. Companies file these every September and March.

About Utkarsh Small Finance Bank

Utkarsh Small Finance Bank Limited provides banking and financial services in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, term and recurring deposit, escrow, and RERA banking accounts; term, fixed, and recurring deposits; locker facilities; digital products; investment products; joint liability group, business, MSME, commercial vehicle and construction equipment, gold, personal, housing, individual, group, and other loans, as well as loans for the purchase of commercial properties; wholesale lending; overdraft against fixed deposit, LAP retail, and Micro LAP; outward remittances; positive pay; UPI payment solutions; and bill and credit card bill payment services. It also provides institutional, NRI, micro, retail, corporate, and wholesale banking; cash management; branch, internet, mobile, and WhatsApp banking services; digital onboarding; online account opening facilities; ATMs and micro-ATMs; debit and credit cards; mutual funds; and life, health, and general insurance. The company serves low and middle-income households, micro-entrepreneurs, women entrepreneurs, self-employed individuals, small and marginal farmers, MSMEs, corporates, and institutional customers. Utkarsh Small Finance Bank Limited was founded in 2009 and is headquartered in Varanasi, India.

Industry
Banks - Regional
Based in
Varanasi
Employees
18,400

Company website · Profile: Yahoo Finance

In the news

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Dividends and corporate actions

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Source: NSE. Latest first.

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