Utkarsh Small Finance Bank
NSE: UTKARSHBNK · ISIN INE735W01017 · Financial Services
₹11.98+0.14 (+1.18%)
Monday 9 November, 15:29 IST. Delayed. Source: Yahoo Finance.
Price chart
₹11.98 +0.14 (+1.18%) today
The day
- Previous close
- ₹11.84
- Open
- ₹11.83
- Day high
- ₹12.05
- Day low
- ₹11.76
Listed on NSE since 21 July 2023.
Key numbers
- Market value
- ₹2,131.87 Cr
- EPS (trailing)
- ₹-4.10
- Price to book
- 0.77
- Dividend yield
- 0.00%
- Profit margin
- -146.1%
- Beta
- 1.03
- Volume today
- 47.47 L
- Average volume
- 90.56 L
Source: Yahoo Finance. Ratios use the latest reported (trailing twelve-month) figures.
Revenue and profit
| Year | Revenue | Net profit |
|---|---|---|
| FY23 | ₹1,828.29 Cr | ₹404.50 Cr |
| FY24 | ₹2,286.20 Cr | ₹497.63 Cr |
| FY25 | ₹2,622.46 Cr | ₹23.70 Cr |
| FY26 | ₹1,907.90 Cr | ₹-1,150.98 Cr |
Source: Yahoo Finance, from annual reports. Consolidated where reported.
Quarterly results
| Quarter | Total income | Net profit | Profit vs year ago |
|---|---|---|---|
| Q2 FY27Jul–Sep 2026 | ₹1,002 Cr | ₹-70 Cr | – |
| Q1 FY27Apr–Jun 2026 | ₹1,002 Cr | ₹-34 Cr | – |
| Q4 FY26Jan–Mar 2026Audited | ₹952 Cr | ₹-188 Cr | −6,430.5% |
| Q3 FY26Oct–Dec 2025 | ₹902 Cr | ₹-375 Cr | – |
| Q2 FY26Jul–Sep 2025 | ₹937 Cr | ₹-348 Cr | – |
| Q1 FY26Apr–Jun 2025 | ₹1,019 Cr | ₹-239 Cr | – |
Source: Utkarsh Small Finance Bank’s results filed with NSE, standalone (the company alone). Net profit is the share of Utkarsh Small Finance Bank’s own shareholders where the filing separates it. Profit vs year ago compares with the same quarter a year earlier; – where that quarter is not on file or made a loss. EPS before Q3 FY26 is not shown: the share count changed (a bonus, split or merger), so it would not compare.
Download results (zip) A spreadsheet of the quarterly results and balance sheets, with the original filings from NSE.
Balance sheet
| As on | September 2026 | March 2026 |
|---|---|---|
| Loans given | ₹19,302 Cr | ₹18,070 Cr |
| Investments | ₹6,263 Cr | ₹6,914 Cr |
| Cash and bank balances | ₹1,853 Cr | ₹2,321 Cr |
| Fixed assets | ₹455 Cr | ₹458 Cr |
| Total assets | ₹29,090 Cr | ₹28,869 Cr |
| Deposits | ₹23,869 Cr | ₹21,654 Cr |
| Borrowings | ₹1,939 Cr | ₹2,829 Cr |
| Shareholders’ equity | ₹2,676 Cr | ₹2,776 Cr |
Source: Utkarsh Small Finance Bank’s half-yearly statements of assets and liabilities filed with NSE, standalone. Companies file these every September and March.
About Utkarsh Small Finance Bank
Utkarsh Small Finance Bank Limited provides banking and financial services in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, term and recurring deposit, escrow, and RERA banking accounts; term, fixed, and recurring deposits; locker facilities; digital products; investment products; joint liability group, business, MSME, commercial vehicle and construction equipment, gold, personal, housing, individual, group, and other loans, as well as loans for the purchase of commercial properties; wholesale lending; overdraft against fixed deposit, LAP retail, and Micro LAP; outward remittances; positive pay; UPI payment solutions; and bill and credit card bill payment services. It also provides institutional, NRI, micro, retail, corporate, and wholesale banking; cash management; branch, internet, mobile, and WhatsApp banking services; digital onboarding; online account opening facilities; ATMs and micro-ATMs; debit and credit cards; mutual funds; and life, health, and general insurance. The company serves low and middle-income households, micro-entrepreneurs, women entrepreneurs, self-employed individuals, small and marginal farmers, MSMEs, corporates, and institutional customers. Utkarsh Small Finance Bank Limited was founded in 2009 and is headquartered in Varanasi, India.
- Industry
- Banks - Regional
- Based in
- Varanasi
- Employees
- 18,400
Company website · Profile: Yahoo Finance
In the news
All newsNo headlines name Utkarsh Small Finance Bank in the last day or two.
Dividends and corporate actions
All companies- Rights 8:13 @ Premium Rs 4/-
Right · ex-date 14 October 2025
- Dividend - Re 0.50 Per Share
Dividend · ex-date 12 July 2024
Source: NSE. Latest first.
Information only, not investment advice. Prices are delayed.