Income tax: old vs new regime
Your tax under both regimes for FY 2026-27, and which one is lower.
Gross salary and other slab-rate income, before deductions.
80C, 80D, HRA, home-loan interest and so on.
- Taxable income, old regime
- ₹13.00 L
- Tax, old regime
- ₹2,10,600
- Taxable income, new regime
- ₹14.25 L
- Tax, new regime
- ₹97,500
- Lower tax
- New regime, by ₹1,13,100
FY 2026-27 rates for resident individuals, with the 87A rebate, surcharge, marginal relief and 4% cess. Standard deduction ₹75,000 (new) or ₹50,000 (old) for salary and pension. Capital gains and other special-rate income are taxed separately and are not included. Source: Income Tax Department.
For working things out, not investment advice.